{
  "edition": {
    "id": "17a97439-4c06-4f83-ad05-b85f554de819",
    "quarter": "2026-Q3",
    "methodology_version": "v1",
    "snapshot_day": "2026-08-16",
    "snapshot_at": "2026-08-16T13:48:30Z",
    "status": "published",
    "published_sectors": [
      "lending"
    ]
  },
  "generated_at": "2026-09-21T06:05:44+00:00",
  "excluded_from_page": {
    "web.ccpa-optout-link": "a US opt-out signal, not a DPDP obligation \u2014 measured, kept in the downloadable table, not presented as an India norm"
  },
  "aggregates": [
    {
      "sector": "lending",
      "check_id": "web.ccpa-optout-link",
      "n_register": 8588,
      "n_assessed": 329,
      "n_present": 0,
      "n_absent": 323,
      "n_indeterminate": 6,
      "n_not_applicable": 382,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.consent-mechanism",
      "n_register": 8588,
      "n_assessed": 711,
      "n_present": 445,
      "n_absent": 260,
      "n_indeterminate": 6,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.consent-withdrawal",
      "n_register": 8588,
      "n_assessed": 69,
      "n_present": 24,
      "n_absent": 45,
      "n_indeterminate": 0,
      "n_not_applicable": 641,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.cookie-policy",
      "n_register": 8588,
      "n_assessed": 333,
      "n_present": 29,
      "n_absent": 298,
      "n_indeterminate": 6,
      "n_not_applicable": 378,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.dpo-contact",
      "n_register": 8588,
      "n_assessed": 22,
      "n_present": null,
      "n_absent": null,
      "n_indeterminate": null,
      "n_not_applicable": 688,
      "suppressed": true,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.form-notice-proximity",
      "n_register": 8588,
      "n_assessed": 326,
      "n_present": null,
      "n_absent": 289,
      "n_indeterminate": null,
      "n_not_applicable": 384,
      "suppressed": false,
      "small_cell": true,
      "small_cell_note": "present bounded (complementary); indeterminate<3",
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.google-consent-mode",
      "n_register": 8588,
      "n_assessed": 325,
      "n_present": 5,
      "n_absent": 315,
      "n_indeterminate": 5,
      "n_not_applicable": 385,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.gpc-declaration",
      "n_register": 8588,
      "n_assessed": 325,
      "n_present": 0,
      "n_absent": 325,
      "n_indeterminate": 0,
      "n_not_applicable": 385,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.grievance-contact",
      "n_register": 8588,
      "n_assessed": 711,
      "n_present": 194,
      "n_absent": 496,
      "n_indeterminate": 21,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.header.csp",
      "n_register": 8588,
      "n_assessed": 699,
      "n_present": 255,
      "n_absent": 444,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.header.hsts",
      "n_register": 8588,
      "n_assessed": 699,
      "n_present": 229,
      "n_absent": 470,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.header.referrer-policy",
      "n_register": 8588,
      "n_assessed": 699,
      "n_present": 121,
      "n_absent": 578,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.header.xcto",
      "n_register": 8588,
      "n_assessed": 699,
      "n_present": 257,
      "n_absent": 442,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.header.xfo",
      "n_register": 8588,
      "n_assessed": 699,
      "n_present": 173,
      "n_absent": 526,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.https",
      "n_register": 8588,
      "n_assessed": 711,
      "n_present": 699,
      "n_absent": 12,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.language-option",
      "n_register": 8588,
      "n_assessed": 711,
      "n_present": 44,
      "n_absent": 647,
      "n_indeterminate": 20,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.privacy-policy-content",
      "n_register": 8588,
      "n_assessed": 427,
      "n_present": null,
      "n_absent": null,
      "n_indeterminate": null,
      "n_not_applicable": 283,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": "Excluded from this edition because the instrument does not measure what this check is named. A notice scores as present only if it mentions all fourteen disclosure elements we test, and two of those fourteen are GDPR-specific \u2014 the lawful basis for processing, and automated decision-making or profiling. The DPDP Act has no equivalent of either, so an Indian organisation can publish a complete and compliant notice and still register as absent here. Publishing the resulting rate would say something about our instrument, not about the sector. The check returns in a future edition once each disclosure element is scored and published on its own.",
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.privacy-policy-link",
      "n_register": 8588,
      "n_assessed": 711,
      "n_present": 380,
      "n_absent": 273,
      "n_indeterminate": 58,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    },
    {
      "sector": "lending",
      "check_id": "web.tls-chain",
      "n_register": 8588,
      "n_assessed": 699,
      "n_present": 699,
      "n_absent": 0,
      "n_indeterminate": 0,
      "n_not_applicable": 0,
      "suppressed": false,
      "small_cell": false,
      "small_cell_note": null,
      "excluded_reason": null,
      "computed_at": "2026-08-16 13:48:30.207395+00"
    }
  ]
}